Maestros of the Picture of Health

The ancient Greek physician, Hippocrates, once said: “Our food should be our medicine and our medicine should be our food”. The statement, made some 2500 years ago, stands true even today. However, with the increasing intake of junk food and unhealthy snacks, various health issues have mushroomed in recent times. When one adds this to the fact that a large number of people today lead sedentary lives with the arrival of computers and mobile phones, we can well understand how the frenetic pace of modern lives can end up shortening their span. Consequently, despite the advances made by science and healthcare, the fact remains that it could be more than likely that the present generation suffers from a lot more ailments and maladies than people who lived a hundred years back.

Keeping this in mind, certain measures that might be small but can yield big and beneficial results have been listed below.
* Positive Thinking: Researchers have established a correlation between the power of positive thinking and the life span of individuals. However, positive thinking does result in lesser time spent worrying and therefore, it does reduce the levels of stress in individuals.
* Physical Activity: Some amount of physical exercise remains a must for each person. Therefore, if working out at the gym puts you off, try other pursuits such as walking, jogging, dancing, swimming etc. They can provide a lot more fun while you exercise. Further, activities like running and dancing also improve the health of your bones.
* Regular intake of Carrots: Eating carrots regularly can aid your eyesight. Carrots have beta-carotene present in them that converts to Vitamin-A in the body.
* Regular intake of oily fish: Oily fish i.e. tuna, sardines, salmons, herrings etc. provide your body with large amounts of Omega-3 fatty acids that can reduce the levels of cholesterol in the blood. This also serves to reduce the chances of suffering a stroke.
* Use Olive Oil: Olive Oil – being a monosaturated form of fat – helps reduce the levels of bad cholesterol in the blood. Using it as an alternative for salad dressing and frying foods can be quite beneficial.

People have begun employing a health coach for providing tips and exercises, beneficial to their health. Health Coach Weekly, an online magazine, provides an online means for health coaches to touch the lives of more people. With their message of health and hope – through which they guide people into leading healthier lives – Health Coach Weekly carries messages from experts in health coaching. With their expertise, they help individuals become the very picture of health


Finding Affordable Health Insurance For The Self Employed With Children Online

Individuals who work for themselves have always faced the challenge of health coverage. Health insurance for the self employed singles is often put on the back burner because of the absorbent cost to maintain coverage. Just because you do not qualify for a plan through an employer contributed plan does not mean you should not be covered.

Organizations, Clubs, and Local Associations

Many local organizations and clubs offer discounted insurance plans. It will take some time to do the research, but inquiring where you are already a member might produce surprising results.

Organizations for the self-employed like NASE, provide health benefits for its members. Members are paid cash benefits based on the nature of the illness. Emergency room and hospitalization benefits are available as well as lab tests, x-rays, dental and vision plans.

Some of the big name warehouse clubs offer more than discounted food and goods; they also offer discounted health care. Some have paired up with insurance companies to offer members reduced health care coverage. The Chamber of Commerce in your are may also be able to provide resources for cheaper health insurance rates.

Keep in mind that most organizations require membership fees or dues. When considering the cost of the membership versus the benefits of the programs offered, this may be beneficial even if it is used as a supplement to your major medical.

COBRA Coverage

For those who have been laid off or anticipate losing their job, COBRA extended benefits allow you to maintain your current coverage for up to 18 months. This is a great option if you have no other insurance, but keep in mind that you will have to cover the entire cost. When you know in advance that you will be losing medical coverage, switching to a less expensive plan will keep the costs down while in between jobs.

Insurance Agents Local and Online

Most people think of insurance agents for life and auto insurance, but they can also help with major medical coverage. Insurance agents can put together a list of quotes from which you can pick and choose. This works well for individuals who do not have the time or the patience to research insurance companies. It is important to know what type of coverage you are getting before you sign up so ensure that the policy will meet your needs.

Getting Insurance Through the Internet

A quick search of the internet will yield more insurance companies and plans than you can count. This can be a cumbersome task, but the end result may be a significant cost savings for you. From HMOs to short-term insurance; it is all available on the net and you can take your time and get quotes, investigate the various plans and see what works best for you. The premiums will vary drastically depending on the type of insurance you require and whether you need single or family coverage.

Searching health insurance for the self employed can be time consuming but your due diligence now will pay off in the end. Affordable insurance is out there if you take the time to do the research.


A Brief Look For Health Insurance In A World Of Money Issues

Getting sick is something no one wants to think about, but when it becomes a reality it can be that much harder to deal with. The cost of health care continues to rise, making it difficult to face financially. Consider being faced with a life threatening or lifelong disease and trying to pay for it yourself. This becomes an impossible situation without health insurance. Medicare as it is now cannot be the only option when your family and additional health concerns may arise when you fall ill.

When a person’s health begins to deteriorate it can put them at risk of lost employment and as well as financial hardship due to travel expenses, cost of medical procedures, and medication. This is a risk that should not be taken. Just try and imaging losing your means of transportation, your home, or even worse. Debt is difficult enough to manage without being sick, and without that sickness becoming an added cause of debt and financial difficulty.

Not being able to afford medicine or necessary treatment just adds to the strain of getting sick in the first place. This will only affect your mental health in addition to your physical health. Illness begins to infect all areas of an individual’s life due to financial hardship. This makes it hard to give your family a healthy diet and provide your children with a good education.

Medicare does provide some basic assistance if and when a person qualifies for it. However, even if these requirements are met, the wait can be years before Medicare assistance comes into effect for some individuals. Medicare is also divided into sections and you have to qualify for all parts in order to see the full benefits. Medication, for example, is not at the top of the list.

You have to hope that Medicare covers the drugs that you need, and you must be able to afford the premiums and deductibles that are out of pocket costs. This adds to any financial strain you are faced with when you cannot work. The disadvantages of not having health coverage make the value of purchasing insurance drastically high.

In an aging population, it may become even harder to acquire full assistance through the current Medicare program. It is based on necessity and that will not always include long term pain sufferers if they are surviving (regardless of their quality of life). People should not put their futures on the line by relying on a system that may or may not benefit them.

Insurance providers make up a large list. Finding an affordable plan amongst them will mean that you can avoid outrageous medical expenses and what could become an impossible situation. Coverage can potentially save your life, especially with the economy as it is. For all of these reasons, it needs to be taken very seriously.

Determining which plan is needed and what options are affordable are the first steps in deciding on health cover. Consider whether you need inclusive coverage or if limited coverage is enough. Pay attention to any out of pocket costs you might incur in addition to the upfront costs needed for coverage. When your finances are at risk it is hard enough, but your family, your future and your life are on the line. For these reasons, health insurance is certainly invaluable. Do not wait until it is too late.


Health Benefits of the Chinese Green Tea Diet

Dating back more than 4,000 years, Chinese green tea diet has been long revered as a tasty drink that can ward off diseases and improve one’s well-being. There are only a few herbs that can surpass its impressive history.

Since its first recorded use during the time of Emperor Shen Nung, the link between Chinese green tea diet and good health has never been severed. Today, further studies are made to test the benefits of the remarkable health elixir.

Traditional Health Benefits of the Diet

According to tradition, this diet could cure anything from headaches, body aches, and pains to constipation and depression. Over the centuries, more health claims are made on account of the Chinese green tea diet.

It detoxifies the body. The presence of polyphenols, a naturally occurring antioxidant in this particular tea, is said to combat harmful free radicals and help keep the body free from diseases. In this regard, Chinese green tea helps maintain the overall well-being of the body. It fights against the anti-aging process because the antioxidants can boost immunity, preserve young-looking skin, and brighten the eyes.

Additional health benefits of the green tea is it increases the blood flow throughout the body. Because it contains a little caffeine, ingesting this drink stimulates the heart and allows the blood to flow more freely through the blood vessels. For the same reason that tea stimulates blood flow, it also stimulates mental clarity.

For many years, men of science remained skeptical about the health claims made by Chinese green tea diet enthusiasts because the health benefits are truly vast in number. Their doubt was changed to a more positive reception when subsequent researchers proved its disease-preventing attributes and confirmed most of the health claims.

The Heart

Study after study has shown that drinking green tea and eating polyphenol-rich foods reduces the risk of any heart complications. It helps strengthen the blood vessels that provide oxygen and valuable nutrients to the heart and brain. It has also been researched that men who use the diet have a 75 percent less possibility of having a stroke than those who don’t use the diet.

The green tea diet helps lower total cholesterol levels and improve the ratio between LDL cholesterol and HDL cholesterol. Study shows that men who drink nine or more cups of Chinese green tea daily have lower cholesterol levels than those who drink fewer than two cups. While nine cups may seem a lot, break it up through out the day and you’ll realize it’s not that difficult to drink that many cups. You could have one during and after each meal and during your breaks.

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Longevity

The role of the ‘Chinese diet’ in promoting longevity has been investigated upon by many researchers. They found the premise of their study on observing Japanese women who are greater-than-average green tea drinkers; have lower mortality rates compared to others. This led the researchers to believe that the diet has “a protective factor against premature death.”

The polyphenols found in the diet may be held accountable. With its high amount of polyphenols, it seems to have a stimulating effect on the immune system. A stronger immune system as a result of drinking the green tea helps reduce risks of obtaining many illnesses.

If these health benefits of doing the Chinese green tea diet don’t motivate you to start drinking this miracle in a cup, chances are you’ll never become motivated to loose weight. So start today and drink up. The health benefits go well beyond weight loss!


A Comprehensive Guide to Health & Safety Measures at a Workplace

About a few decades ago, there was very little awareness about the term occupational health and its benefits. With time, the workplace environment has undergone many advancements and a number of rules and regulations have been designed to provide a better work environment for the safety of people working in a company. Till now, a considerable amount of regulations has been evolved that are known to govern a workplace and offer an enormous rise in the occupational health services.
Cause of the Workplace Regulations Development
There have been a number of grounds on which, the workplace regulations of today have been developed. Fundamentally, the basic motive of development of such regulations is to provide such an environment for the people, where they can go to work, without any fear of falling ill or getting injured. Along with this, the more safety measures adopted at a workplace, the better is the output of the employees, which, in turn, improves the productivity of a business. Thus, an enterprise’s profit can be enhanced by simply following health related regulations in the workplace, since a workplace injury can have a negative impression on all the staff, inevitably reducing the efficiency of the firm.
All the points discussed above have led to the development of occupational health system, involving pulmonary function testing and other procedures to create a healthy workplace environment.
Aspects of Occupational Health
There are several different aspects available in working environments that are covered under regulations followed by an occupational health program, out of which, a few are listed below:
* The legislation governing health & safety at a workplace is a devised for the protection of people in a workplace from any damage to their safety & health. This legislation covers different aspects and risks associated with the results on an employee’s health due to any workplace activity.
* There are fire regulations developed for the protection of people, including both employees and employers, from fire related hazards that might occur in a workplace. Thus, fire accidents are covered under a different legislation in a work environment, providing a safer environment for the employees of a particular organization or a business.
* Risk assessments are another aspect of such health programs formulated for the safety and better health of the workers of a firm. Companies are compelled to carry out all the risk assessments from time to time, in order to find out any chances of danger to life and property at a workplace. This also covers the assessment of different measures that need to be taken for the avoidance of injuries sustained in the workplace.
These are a few of the elements of the whole subject, covering the health and safety at a workplace. Several companies have come up with different health services like pulmonary function testing and others to ensure a healthier staff, leading to a profitable business environment in compliance with the health legislation and regulations.


Health Insurance Self Employed Options Require Research

In these tough economic times, lots of workers who have been laid off have opted to start their own businesses rather than seek new corporate jobs. While this choice can be enormously satisfying and empowering, it comes with significant disadvantages, and one of them is finding health insurance self employed alternatives.

Some 2.6 million independent workers have individual policies, while 3.5 million get health insurance through their own business group policy, according to the Employee Benefits Research Institute. The following suggestions can help anyone who’s currently self-employed or intends to start a business in the near future identify health insurance options.

If you have the time to plan your departure from a corporate job, then consider maintaining health insurance coverage through the company’s group policy. All workers whose employers have 20 or more employees have this right under the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1986. COBRA provides that unless they’re fired, former employees can keep their group coverage for up to 18 months after leaving their employers.

This option comes with a hefty price tag, however, since self-employed people must pay the full premium cost of their health care insurance. Most employees pay an average of 28 percent of their insurance premiums, while their employers pick up the rest of the tab. Taking on that additional 72 percent can put a big dent in the wallet. Details on COBRA are available through human resources or from the US Department of Labor.

Rely on Your Spouse. Many self-employed people swear by an old saying: The best way for a freelancer to be successful is to have a spouse who works as an employee. This is especially true when it comes to health insurance in the United States, where some 3.3 million self employed workers are covered by their spouse’s health insurance. It’s likely that signing up under an employed spouse’s health plan will be much less expensive than many other options, including coverage through COBRA.

If you’re single, or your employed spouse has no health insurance, then you’re forced to strike out on your own. This means doing research, and a lot of it. There are two options here: buying health care coverage on your own through the Internet, or working with an insurance agent. The do-it-yourself route requires more work, because even with the many websites that offer insurance comparisons, the individual still has to do the math on prices and coverages. There’s also work involved engaging an insurance agent. The wise consumer interviews at least three agents, and checks the performance of all of them through the state insurance commissioner’s office.

Whether going it alone or working through an insurance agent, don’t make any deals until you’ve thoroughly investigated the performance of your most likely candidate for health insurance. An insurance company with lousy customer service, even if its prices are the lowest, is no bargain. The state insurance commissioner’s website typically provides information on how many customer complaints an insurance company receives, and what those complaints entailed. If the health insurance company you’re considering has a poor service record, move on to a new candidate.

Finally, although you’re working for yourself, don’t forget the strength of numbers. Many self-employed people find that it helps enormously to seek health care coverage through professional organizations. Two of the top organizations in this regard are the National Association of the Self-Employed for independent contractors and the National Association of Professional Employer Associations for business owners. Either can provide additional information on finding health insurance self employed alternatives


Health Club Membership Sales

Health club professional sales is the key to a successful business. A lot of health club owners, health club professionals and general managers have a negative association towards sales. I understand that completely because what we stereotype as a salesperson is the fast talker in the cheap suit. Somebody that will say anything to get you to buy what they have just so they can get what they want. That is the furthest thing from what a professional salesperson does.
First of all, professional salespeople are great listeners. The only way you can sell something is by transferring your enthusiasm about your health club products and health club services to someone else and this can only be done by listening to what it is that excites them. If you are not listening to the customer you have no way of knowing what they want.
A salesperson is someone who can influence others in a way that helps them make a buying decision today. The only way that you can influence anyone is through knowledge. If you have more knowledge about a given subject and/or field and you can get people to listen to you, ultimately, what you want to do is create a relationship to where the other person respects you and you respect them and building a relationship with respect can only be done through listening.
If you are going to try to influence people and sell them health club products and health club services, and get them to make a buying decision today you must improve your listening and influencing skills. You will use these skills in every aspect of your life from raising your children to impressing your boss. Being a professional salesperson/a person of influence will benefit you in areas like managing employees, growing a business, being a leader in your community, etc. This is an invaluable tool that you will draw on for the rest of your life.
It is inevitable if you plan to be in business you must learn to master the art of professional health club membership sales. Raising revenue, increasing traffic, growing your health club, growing your client list, growing your membership base, all are dependent on you mastering this skill today.
For more free tips on increasing traffic at your health club, growing your health club membership base and advancing your health and fitness career visit us today @ www.healthclubconsultant.com or call 904-448-5727


Health Club Marketing

A lot of people say, “I don’t like sales,” “I don’t want to talk to somebody into something.” Well, if you are trying to sell someone something they don’t want or need, you are a con man not a professional salesman. Professional salesmanship is truly helping someone to find a way to get exactly what they want out of life. What you should do is help them figure out how to get exactly what they want. If it is one of your health club products or health club services or they want to be a member of your health club, you need to be prepared on how to get them excited and have a positive emotional feeling associated to making a buying decision of purchasing a health club membership today. This can be done in numerous ways and there are several things that you need to learn to be able to do this.

For example, the first place to start is finding out exactly what the customer wants. One of the things on our health club free download that we provide on our website (http://www.healthclubconsultant.com/hc-free-download/) is the “Tour Sheet.” One of the first questions is, “what exactly would you like to accomplish by coming to our health club?” The reason why you should ask this question is you want to know what it is that serves as the driving force of the guest. You want to know what they want to accomplish by coming to your health club. Do they want to lose weight, do they want to improve their well-being, are they looking to improve their social life, etc. You want to make sure that you are able to find out what their goal is so that you can make sure you have the exact health club product and/or health club service to offer them.
When you are in professional health club sales your job is to find out the customer’s wants and desires and find a way your health club products and health club services can meet and fulfill those wants and desires. You will be able to partner your business with their needs and desires if you will simply listen to them. They will tell you what they want and if you know your health club products and health club services well enough, you will be able to lock up the relationship which is in essence, closing the sale.
For more free tips on increasing traffic at your health club, growing your health club membership base and advancing your health and fitness career visit us today @ www.healthclubconsultant.com or call 904-448-5727.


Getting Your Adult Children Off Your Health Care Plan

One of the first changes of health care reform (The Patient Protection and Affordable Care Act) effects people under the age of 26. Previously, once a person turned 19 and was no longer a full time student, he could not be covered under his parents’ health care plan. What this meant is that people in their 20’s often went uninsured. However, effective September 23, 2010 a person can remain on their parents’ health insurance plan until the age of 26. That is certainly better than being uninsured, but it is the most affordable option for parents? Probably not. self employed health insurance. Here is the case for getting young adults their own health insurance plan:
1) Young people are generally healthier and do not go to the doctor as often as their parents. This means that a young person’s health insurance rates are lower and the type of health coverage they require is much less than their parents. Yet, under their parents’ health plan, they are charged for the coverage needs of their parents. Sometimes the cost of remaining on a parent’s health plan is as much as double the cost of purchasing a health care plan of their own, for services they will never need. For example, a young man will never need maternity coverage. This all can amount to quite a savings and a parent would be wise to consider paying the cost of an individual health insurance plan for their child. Tonik is a health insurance carrier offering affordable plans for young adults, Click here for a quote.
2) Accidents happen. Young people might be healthier, but they are more accident prone. Broken legs, shattered knee caps, concussions, the list goes on. Young adults involved in dangerous sports or hobbies, or who perform odd, labor intensive and physical jobs can sometimes cause an increase in claims on their parent’s health plan. This affects already inflated rates. Read our blog about casts.
3) The unknown job market. Traditionally, young adults remain on their parents’ health care plans until they get a job, at which point health benefits will be provided through their employer. But, the economic strive of the last 4 years has changed the job market, possibly forever. Who knows when a child will enter the work force, and what the character of his employment will be. He may be an independent contractor or temporary employee and never receive insurance under a traditional employer sponsored health plan. Having his own health insurance plan protects him from being uninsured. Read our blog about independent contractors.
4) Rate increases as a result of reform. The effects of health care reform on health insurance rates are unknown and cannot be fully measured before 2014, when reform is completely enacted, however, it is the consensus of many in the insurance industry that rates will increase considerably. Those that have an existing health plan may be grandfathered in and not be affected by health care reform rates. Avoid being one of the masses looking for insurance in 2014, get it now. Click here for an affordable rate..


Do You Need To Obtain A College Health Care Plan?

Upon graduation from high school, there is no doubt that you will surely start your tertiary education in college or university. At age twenty, children will not be covered by health insurance of their parents and this can be disastrous if they are merely study and do not do part-time job. Some universities or colleges may have insurance plan offered to students. These insurance may not answer all your needs but you need to be meticulously considered it.

Most of the universities and colleges offer student health insurance plans. These plans should absolutely be at reasonable price, and can give you the school’s nearest hospitals. This option is one that you should definitely think of, if your son or daughter is enrolled in a college far away from home.

College health care scheme may vary from college to college due to laws and some other factors. Many students may think medical services are free of charge, but it is not always true. In term of clinic visit or routine checkups they may be free, however students still require to pay for special kinds of lab tests and other specialties such as x-rays, prescriptions, and a wound treatment. Compensation usually covers some types of service stated in the health care offered at college health centre. When you are referred to see an outside doctor, then the coverage will cover only 70% of your total expense and you are at risk to pay high medical cost.

You may have a problem getting treatment at the campus health centre if you have pre-existing condition. Having a pre-existing condition or illness does not mean to prevent you from obtaining health insurance plan, but you may not be eligible to have your treatment on your pre-existing condition. It can be troublesome if your new symptoms develop from a pre-existing one.

Health schemes are different, so be sure you find out everything about your health insurance plans. Be sure that your health plan stretch to summer break when you or your child do not take classes. This is vital for you because you don’t want to find out that your health care does not cover when you need it most. Some college health insurances may not cover during summer break, while others do.

Be certain that you study your plan thoroughly. Is it an HMO, or can the member utilise any service provider they went? This is critical. You need to know where you can go in case of emergency, and there is nothing worse than discovering that you will have to pay off the bill yourself.

There is no definitive solution to whether you should or should not commit yourself to college health insurance. Be certain that you study your plan thoroughly so that it answer to your need when you need it most. Although there is no free health insurance scheme, surely it will save you a lot of money in time of illness or accident.